Asset-liability management
Interest rate and liquidity risk, funds transfer pricing, hedging, and model governance. We help you measure the balance sheet the way regulators and the board expect, and manage it the way the business needs.
Independent financial consulting
Clear answers on balance sheets, systems, and credit
Kips Bay advises banks, insurers, asset managers, and private credit funds. We bring practitioner experience to asset-liability management, technology, private credit, and insurance, and our forward deployed engineers stay on site until the work is implemented.
$ kipsbay list --practice-areas 01 asset-liability-management 02 technology 03 private-credit 04 insurance 05 forward-deployed-engineering/implementation $ kipsbay deploy --engineers --on-site ok advice shipped as working software
Practice areas
Five disciplines, one team
Technology
Risk and finance system selection, data architecture, and implementation. We translate between the business and the engineers so the platform you buy or build actually fits the way you work.
Private credit
Fund and vehicle structuring, underwriting frameworks, portfolio monitoring, and reporting for managers and the institutions that allocate to them.
Insurance
Investment strategy, capital and liquidity planning, and asset-liability matching for life, annuity, and P&C balance sheets.
Forward deployed engineering and implementation
Engineers embedded with your team who build, integrate, and ship: data pipelines, model implementations, vendor integrations, and the glue code between them. Advice turns into working software, not a slide deck.
How we work
Small engagements, senior people
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Scope the question
A short conversation to define the decision you need to make and the evidence it needs.
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Do the work
Senior consultants do the analysis themselves, with your team in the room, not a leveraged pyramid.
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Leave something that lasts
Working systems, models, documentation, and trained staff, so the answer holds up after we leave.
Who we serve
Built for institutions that
- manage a balance sheet where rates, liquidity, and capital interact
- are selecting or replacing risk, finance, or investment systems
- allocate to, manage, or underwrite private credit
- run insurance assets against long-dated liabilities
- need engineers who can implement, not just advise
Questions
Frequently asked
What does Kips Bay do?
We are an independent consulting firm. We advise financial institutions on asset-liability management, technology, private credit, and insurance. Our forward deployed engineers then implement the recommendations alongside your team.
Who are your clients?
Banks, insurers, asset managers, private credit funds, and the firms that serve them.
What is a forward deployed engineer?
An engineer from Kips Bay who works inside your organisation for the length of an engagement, builds against your real systems and data, and hands over production code your team owns.
How are engagements structured?
Most work is fixed-scope and fixed-fee, agreed up front. Longer advisory relationships run on a monthly retainer.
How do I get started?
Email info@kipsbay.ai with a sentence or two about the problem, and we will reply within one business day.
Consulting and forward deployed engineering for financial institutions
Kips Bay is an independent AI consulting firm advising financial institutions on asset-liability management, technology, private credit, and insurance, with forward deployed engineers who implement the work.
Get in touch